Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content How to Cut Your Expenses Living with confidence means living within your means. managers. Home Mortgage Deduction Use this calculator to assess the potential benefits of a home mortgage deduction. When Heirs are Imperfect The money problems or bad lifestyle habits of adult children could lead to the squandering of any inheritance they receive.